ING PROFILE

ING is a world money establishment with a solid European base, providing banking companies via its working organization ING Financial institution. The purpose of ING Financial institution is empowering people to remain a step in advance in lifestyle and in company. ING Bank’s far more than 55,000 personnel offer you retail and wholesale banking products and services to prospects in about 40 international locations.

ING Group shares are listed on the exchanges of Amsterdam (INGA NA, INGA.AS), Brussels and on the New York Stock Trade (ADRs: ING US, ING.N).

Sustainability forms an integral component of ING’s method, evidenced by ING’s major situation in sector benchmarks by Sustainalytics and MSCI and our ‘A-list’ score by CDP. ING Team shares are incorporated in main sustainability and Environmental, Social and Governance (ESG) index products and solutions of leading vendors STOXX, Morningstar and FTSE Russell.

 

Crucial Authorized Facts

Features of this push release contain or could incorporate details about ING Groep N.V. and/ or ING Financial institution N.V. within just the this means of Short article 7(1) to (4) of EU Regulation No 596/2014.

Sure of the statements contained herein are not historical points, which includes, with no limitation, particular statements built of long term expectations and other forward-looking statements that are based mostly on management’s existing sights and assumptions and involve regarded and unidentified dangers and uncertainties that could trigger actual success, performance or activities to differ materially from those people expressed or implied in these statements. Real benefits, functionality or events may vary materially from all those in these kinds of statements due to a selection of aspects, together with, without limitation: (1) variations in common financial circumstances, in particular economic disorders in ING’s main marketplaces, which includes modifications influencing forex exchange costs, (2) the outcomes of the Covid-19 pandemic and linked reaction measures, together with lockdowns and travel limitations, on financial situations in international locations in which ING operates, on ING’s business enterprise and functions and on ING’s workforce, consumers and counterparties, (3) improvements impacting fascination fee levels, (4) any default of a important industry participant and related marketplace disruption, (5) adjustments in performance of monetary markets, together with in Europe and establishing marketplaces, (6) improvements in the fiscal placement and the long run financial general performance of the United States, which includes likely effects of a downgrade of the sovereign credit history rating of the US authorities, (7) implications of the United Kingdom’s withdrawal from the European Union, (8) improvements in or discontinuation of ‘benchmark’ indices, (9) inflation and deflation in our principal markets, (10) variations in circumstances in the credit history and money marketplaces commonly, like changes in borrower and counterparty creditworthiness, (11) failures of banking companies falling under the scope of condition compensation techniques, (12) non-compliance with or alterations in regulations and regulations, like all those fiscal solutions and tax rules, and the interpretation and application thereof, (13) geopolitical dangers, political instabilities and guidelines and steps of governmental and regulatory authorities, (14) ING’s capability to satisfy minimum capital and other prudential regulatory requirements, (15) end result of latest and foreseeable future litigation, enforcement proceedings, investigations or other regulatory actions, together with claims by prospects, (16) operational pitfalls, these types of as process disruptions or failures, breaches of safety, cyber-attacks, human error, variations in operational techniques or inadequate controls including in regard of third parties with which we do business, (17) risks and issues relevant to cybercrime like the results of cyber- assaults and modifications in laws and regulation linked to cybersecurity and knowledge privateness, (18) adjustments in basic aggressive variables, (19) the lack of ability to secure our mental residence and infringement promises by third functions, (20) variations in credit rating ratings, (21) company, operational, regulatory, track record and other threats and worries in connection with local weather improve, (22) inability to attract and retain key staff, (23) upcoming liabilities beneath outlined advantage retirement options, (24) failure to deal with enterprise hazards, such as in link with use of products, use of derivatives, or maintaining correct insurance policies and rules, (25) alterations in capital and credit history marketplaces, like interbank funding, as properly as client deposits, which offer the liquidity and funds needed to fund our functions, (26) the other challenges and uncertainties specific in the most modern annual report of ING Groep N.V. (which include the Hazard Factors contained therein) and ING’s much more modern disclosures, which includes press releases, which are available on www.ING.com.

This document may include inactive textual addresses to internet sites operated by us and 3rd functions. Reference to these sites is produced for information applications only, and information found at these web sites is not included by reference into this doc. ING does not make any illustration or warranty with respect to the accuracy or completeness of, or acquire any accountability for, any information observed at any internet websites operated by third events. ING especially disclaims any liability with regard to any information located at web-sites operated by third get-togethers. ING are unable to warranty that sites operated by 3rd get-togethers continue to be available following the publication of this document, or that any data located at these websites will not improve adhering to the submitting of this doc. Numerous of those people elements are outside of ING’s manage.

Any forward seeking statements made by or on behalf of ING communicate only as of the date they are made, and ING assumes no obligation to publicly update or revise any forward-wanting statements, irrespective of whether as a final result of new details or for any other cause.

This doc does not represent an present to sell, or a solicitation of an supply to invest in, any securities in the United States or any other jurisdiction.